How we picked our top 10 best banking apps. Did we choose according to who we liked best or who used the brightest colours? Not really. We developed a methodology that comes with a huge spreadsheet you don’t really want to have to look at, assigned points to each banking app available on the UK market (yes, all of them!) and then ranked them accordingly. Which banking app offers the most functionalities? Digital banking is offered across many channels and devices. Some Banks choose to offer their digital banking services on the web, others through mobile applications. Among the mobile-first firms, the clear winner is Revolut. The data shows the fintech unicorn offers 794 distinct functionalities. That figure is almost double the amount of the If you 'do' digital banking, it means that you do all your banking through an app. And with 26.8 million people using a mobile banking app in 2019 (according to UK Finance), it's one of the more popular ways to bank. Our focus in this guide is on app-only banks. These have great tech and features that help you know where you're spending, and Digital banking apps (or mobile banking apps as they can also be called) allow you to conduct your everyday needs for banking, borrowing and saving via the app. They are accessed on a mobile device and allow you to see your account balances, make payments, transfer funds and apply for new financial products all in one place. Some digital banking apps also include features such as spending 3. Lloyds Bank Mobile Banking app . Lloyd mobile banking app is also quite special as Forrester rated it as a top Mobile Banking service in 2017. Having been honored as a Mobile Banking Benchmark, Lloyd Bank Mobile Banking app has earned a million downloads and 4+ average ratings in the app stores. This also works on both Android and iOS. Ever feel like the mobile app for your bank is a bit rubbish? ?. Or maybe you aren’t aware of some of the awesome new features like instant payment notifications ⚡ and easy to use budgeting tools 📊 that are available in the modern breed of mobile app-based banking services.. In this guide we will take a look at the best app-based current accounts and banking services available to people
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